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høefzay [wt] [HTB] [wiki] u: hoea'zay; høea'zay [[...]] 

fire disaster, conflagration

火災

• høefzay pøfhiarm [wt] [HTB] [wiki] u: hoea'zay pør'hiarm; høea'zay pør'hiarm [[...]] 
  fire insurance
  火災保險

• høefzay pøfhiafmhuix [wt] [HTB] [wiki] u: hoea'zay pør'hiarm'huix; høea'zay pør'hiarm'huix [[...]] 
  premium for fire insurance
  火災保險費

• høefzay pøfhiafmtvoaf [wt] [HTB] [wiki] u: hoea'zay pør'hiarm'tvoaf; høea'zay pør'hiarm'tvoaf [[...]] 
  fire insurance policy
  火災保險單

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